Hello,
I am seeking clarification regarding App Store policy requirements for In-App Purchases (IAP) in the following scenario:
We are developing a wallet-based super app that allows users to access third-party storefronts (mini-apps) from within our app via embedded WebViews or similar in-app experiences. These storefronts are web-based and branded by external merchant partners.
In this model:
The mini-app storefront is embedded within our wallet app, but technically hosted externally by the merchant.
The user browses and selects digital goods (e.g., in-game currency, subscription vouchers, virtual items) from the merchant’s mini-app.
When the user proceeds to purchase, the payment is processed using a saved payment method from the wallet app, not through the App Store’s IAP system.
The digital goods are for use in a separate third-party app, not within the wallet app itself.
The wallet app does not directly fulfill or deliver the purchased digital goods.
We would like to confirm whether this flow is subject to IAP policy enforcement, or whether using our own wallet payment method is permitted in this context, given that:
The purchase is initiated within our app,
The goods are digital but are fulfilled in a third-party service or app,
And the wallet provider is not the developer of the destination app.
We are happy to provide more details or a flow diagram if needed.
Thank you
